These Terms and Conditions (the “Terms”) apply specifically to Weekend Windfalls (WWF). Due to the unique nature of options selling, they may differ from those that apply to other Weiss Ratings products and services.
Potential results: The ability to (a) earn approximately $1,000 in extra income per week or more, (b) earn approximately $50,000 per year or multiples thereof, (c) achieve annual average returns that are hundreds of times better than bank CDs, and (d) do so with a nearly 99% success rate, is based on two periods: (1) Three and a half years of backtesting from 1/15/2016 to 7/19/2019 using the Weiss Stock Ratings model, as well as the Weiss Options Model to analyze thousands of stocks and hundreds of thousands of options, assuming a hypothetical investors uses two times minimum required margin (or only half of maximum leverage), and (2) approx. 11 months of real-time trading recommendations published in the Weekend Windfall service from 01/24/2020 to 12/18/2020.
To effectively take advantage of the service, investors should be prepared to fund their account with at least $25,000. Due to our selection process and the nature of put selling, we believe this strategy is relatively conservative compared to speculative strategies, such as the purchase of options, futures contracts and volatile investments. Thus, we believe the use of a margin account with a moderate amount of leverage is more appropriate than it would be with those other strategies. If less or no leverage is used, either the investor would need to put up larger sums, or the weekly payouts would be smaller. No investment strategy can be risk free, and unexpected sharp declines in financial markets, such as occurred during the Covid-19 crisis of March and April of 2020, can adversely affect performance.
Although past experience or testing is no guarantee of future performance, we believe these results provide an accurate representation of what is possible. Trading tactics that can further enhance the income and capital preservation of the strategy were not included in the test period but are included in the Weekend Windfall Service.
Estimated funding requirements: Without a margin account, we estimate that the required cash deposit per contract would be an average of approximately $6,000 for one position and $30,000 for all positions held simultaneously at any given time.
With a margin account using only half the maximum leverage, we estimate the cash needed per contract would be less than $2,000 per trade and under $10,000 for all positions held at any given time. As with any investment strategy, the more one invests, the more one can make. For example, in order to collect an average of $500 in premium per trade, we estimate investors would probably need to fund their account with approximately $69,000. In order to collect an average of $1,000 per trade, they would probably need to fund their account with an estimated $138,000. And with larger investments, they could earn proportionately more.
Although past experience or testing is no guarantee of future performance, we believe these results provide an accurate representation of what is possible. Trading tactics that can further enhance the income and capital preservation of the strategy were not included in the test period but are included in the Weekend Windfall Service. See further description below under “Testing Methodology.”
Refund policy: Your first-year subscription fee is not refundable. But if you have subscribed for more than one year, you may cancel the second, third, fourth (etc.) year of your subscription.
Two options you do have: If recommendations provided in WWF do not give you the opportunity to increase your income by $50,000 after your first year, let us know and, if you wish, we will extend, at no additional cost, your subscription for an additional year beyond your current expiration date.
Alternatively, if you are dissatisfied with WWF for any reason at any time, let us know and we will give you a credit for the unused balance of your subscription fee. We will then apply that credit to the subscription of another Weiss Ratings service that may better suit your needs.
Automatic renewal: Unless you are a member of our lifetime membership service, your subscription will continue for the initial term of the subscription (the “Initial Term”). We will notify you ahead of time when it is coming up for renewal, we will give you the opportunity to respond, and unless you tell us not to, we will renew automatically at the end of the Initial Term for successive Renewal Terms, as outlined in our Cancellation/Termination Policy. This way you lock in your deep discount for as long as you remain a member.
If you wish to remove the benefit of automatic renewal, please notify our Customer Service Department by telephone at (877) 934-7778 Monday through Friday between the hours of 8:30 AM and 5:30 PM EST. You can also notify us via email at [email protected].
If your payment details change, your credit card provider may provide updated card information through a third-party service, and we may use this new information for your future subscription payments ("Account Updater").
Testing methodology: The ability to achieve the results described are based on nearly one year of trading recommendations published in the Weekly Windfalls serrvice, as well as three-plus years of modeling and testing as follows: Weiss Ratings database of over 17,000 stocks listed in the U.S. and Canada; elimination of stocks not traded on the NYSE, Nasdaq, Amex, or OTC markets; elimination of stocks with less than 50,000 shares in average daily trading volume or with market capitalizations of less than $50 million; elimination of stocks with Weiss Ratings of “D+” or lower; exclusion of stocks whose trailing 12-month dividend yields are not equal or better than the dividend yield of the S&P 500 for the same period; exclusion of stocks that do not have open interest in their front-month options of at least 2,500 contracts; and other factors; double the required minimum margin.
Other variations of the model were also tested, varying the level of margin and frequency of trading. However, we did not select the model with the highest return. Rather, we chose the one that we felt is easiest for average investors to follow, while providing the best balance of profit potential and reduced risk.
Investors should also recognize that backtesting based on historical data has limitations. For example, it does not include transaction fees. It does not account for the fact that investors don’t always get the prices they expect. Nor is it our intention to follow the model blindly. We will make needed adjustments to adapt to market conditions.
Our backtesting was designed to be rigorous and fair. We feel it provides a good indication of the potential to greatly enhance investment income. However, it is not possible to completely eliminate the benefit of hindsight.
Risk: Any kind of trading can be considered speculative and involves risk of loss. Although our services make every effort to protect your principal, you can lose money. Therefore, they are not for all of your funds. If your goal is exclusively capital preservation, we believe you should invest those funds in conservative investments such as short-term US Treasury securities or equivalent. For more information on prudent investing, see also the information available at the websites of the Securities and Exchange Commission at www.sec.gov and the Financial Industry Regulatory Authority at www.FINRA.org. Any money you allocate to speculative investments should be strictly the money you can afford to risk without jeopardizing your daily life, and without negatively impacting your plans for education, retirement, or long-term care.
Weiss Ratings is a publisher: Weiss Ratings, LLC (“Weiss Ratings”) is strictly a financial ratings and research publishing firm (a publisher) and does not provide individual investment advice to its subscribers. Weiss Ratings is not an investment adviser, money manager or a registered securities broker/dealer.
Weiss Stock Ratings represent our opinion: The information we publish is based on our ratings, statistical and financial data, plus independent research. Our ratings are the result of data collection and analysis with what we believe to be a sophisticated and rigorous computer model. However, the manner in which we construct that model is based on our view of the world. As such, a stock rating is, ultimately, the expression of our opinion. If we give a particular stock a high ranking, it doesn’t mean that it represents an absolute truth. It means that, in our opinion, the stock has a achieved an excellent balance among the factors we deem to be important, including the relevant risk and reward.
Not personal: Although we make every effort to provide the most accurate and updated information possible, our information cannot take into consideration your personal finances and goals, and therefore is not intended to be used as customized recommendations to buy, hold, or sell investments, or to engage in any trading strategy, or that an investment strategy is suitable for any specific person. Such recommendations may only be made by a personal adviser or broker you select.
Our editors and staff will gladly answer your generic questions regarding our service and our recommendations in a factual manner. However, none of the WWF creators, editors, providers, contributors or their affiliates will advise you personally concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. Accordingly, do not attempt to contact them seeking personalized investment advice which they cannot provide.
The views expressed in WWF are the authors’ own opinions. It may contain opinions from time to time with regard to securities or investments in other services, and those opinions may be different from the ones provided in WWF.
Our data sources: Most of the information we publish is derived from primary sources, including the publicly traded companies we cover and government sources. We believe our data sources are accurate, but we do not verify their accuracy independently. Therefore, we cannot assure that the information is always accurate or complete. Nor do we guarantee the success of any investment decision you may make using our data, information, or recommendations.
Performance tracking: To help give investors a model to refer to, we will paper trade the same recommendations as made in WWF and periodically report the results. However, the results each subscriber achieves may differ depending on the actual prices paid or received and the commissions paid.
Profit illustrations: Examples of potential performance returns which we cite may sometimes be based on simulated — not actual — trades, assuming entry and exit prices that could have been obtained during regular market conditions. These entry and exit prices calculated do not reflect or include costs of spreads, market delays, or fees and commissions. Similar returns may or may not be actually achieved by subscribers.
While every effort is made to evaluate the actual experience of subscribers, performance figures must be considered hypothetical, and past results are no guarantee of future performance. Hypothetical or simulated performance results have certain inherent limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, since the trades have not actually been executed, the results may have under- or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. No representation is being made that any account will probably achieve profits or losses similar to those shown.
References to examples of past performance are not intended to provide a total picture of portfolio results. Your results may vary considerably depending on a series of factors, including: (a) when you begin or cease investing, (b) which recommendations you choose to act on, (c) how much money you choose to invest in each recommendation, (d) the specific prices you get, (e) the commissions you pay, (f) the interest income you earn on uninvested funds, and (g) the number and magnitude of losing or winning trades you experience. Past results are not necessarily indicative of future performance.
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As a member, you also have certain other obligations relating to Your account:
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